Electronic Signatures and Disclosures Consent Agreement

1. Consent to Receive Electronic Disclosures

By agreeing to this Electronic Signatures and Disclosures Consent Agreement ("Consent Agreement"), you consent to receive all legally required written disclosures, notices, and other communications (collectively, "Disclosures") from us electronically. These Disclosures may be provided via email, through our website, or via other electronic means.

2. Right to Receive Paper Copies

You have the right to request and receive a paper copy of any Disclosure we provide to you electronically. To obtain a paper copy, please contact us at 888-376-1775 or by email at customerservice@southwood.co.

3. Scope of Consent

Your consent to receive electronic Disclosures applies to any and all future accounts between you and Southwood Financial LLC.

4. Right to Withdraw Consent

You have the right to withdraw your consent to receive electronic disclosures at any time. To withdraw consent, you must notify us by sending an email to customerservice@southwood.co. Withdrawal of consent may result in delays in processing transactions, or termination of certain services.

5. Updating Contact Information

It is your responsibility to ensure that your contact information remains up to date. If your email address or other contact details change, you must update them by logging into your account and updating your profile or contacting customer service. Failure to do so may prevent you from receiving important Disclosures.

6. Hardware and Software Requirements

To access and retain electronic Disclosures, you must have:

A computer, tablet, or smartphone with internet access;

a. A valid email account;

b. A current web browser (e.g., Chrome, Firefox, Safari, Edge) that supports secure HTTPS connections;

c. A program capable of opening and reading PDF files (such as Adobe Acrobat Reader);

d. A printer or storage device if you wish to retain copies of the Disclosures.

7. How to Obtain Paper Disclosures After Providing Consent

Even after you provide consent, you may request a paper copy of any Disclosure at any time by contacting us at 888-376-1775 or by email at customerservice@southwood.co.

8. Acknowledgment and Agreement

By providing your consent electronically, you acknowledge that you have read and understand this Consent Agreement, meet the required hardware and software requirements, and agree to receive electronic Disclosures. If you do not consent, you must notify us before proceeding with any transactions that require electronic Disclosures.

If you have any questions regarding this Consent Agreement, please contact us at:

Southwood Financial LLC

45610 Woodland Road

Suite 400

Sterling, VA 20166

Ph: 888-376-1775

Email: customerservice@southwood.co